Get business credit for your company with your EIN.
Secure high-limit vendor, store, fleet and cash credit in your business name — with no personal guarantee, no personal credit check, and no collateral required for approval. We also help you secure loans and credit lines, even if your bank said no.
Request Consultation
Speak with a credit advisor within 24 hours. No cost, a $199 value.
No personal credit pull required for inquiry.
Easily get credit and financing to start and grow.
We help you build business credit for your company EIN that is not linked to you personally or to your personal credit. Secure high-limit vendor, store, fleet, and cash credit in your business name without a personal guarantee or personal credit check.
We also help you secure business loans and credit lines with great terms, even if you’ve been told “no” at your bank. Access low-interest credit lines and long-term loans with funding in 72 hours or less — even as a startup, with credit issues, or with no collateral.
Learn how business credit works
Owner-operators funded without a personal guarantee.
Leadership teams financing expansion and payroll.
A guided application built around what lenders score.
Institutional-grade funding vehicles.
Diverse liquidity solutions engineered for specific operational requirements — from inventory financing to real estate acquisition.
Up to $150,000
Our most popular program. No financials, bank statements, business plans, or resumes required — as close to no-doc as business funding gets.
View TermsRevolving capital
Flexible revolving credit lines your business can draw against as working capital needs arise.
View Terms$5,000 – $150,000
Funding based on consistent business revenue — you may qualify even with personal credit challenges.
View TermsUp to 80% of receivables
Convert outstanding receivables into cash in as little as 24 hours instead of waiting 90 days.
View TermsUp to $250,000
For businesses processing credit cards with monthly sales over $5,000.
View TermsUp to $2,000,000
Borrow to acquire equipment, or borrow against equipment you already own.
View TermsA disciplined path to corporate liquidity.
Our step-by-step system ensures your business is fundability compliant before we ever approach our lending network.
Funding Application
We guide you through an online funding application that reveals exactly what lenders are looking for, and help you meet lending criteria to ensure you're approved for the maximum in funding.
Pre-Qualification
Your information is cross-checked against underwriting guidelines for over 2,100 finance institutions and you're pre-qualified for funding programs including credit lines and loans up to $12 million.
Credit Profile Setup
Our certified business credit team helps you obtain your business credit reports and DUNS number directly through our system at no cost — the only system that lets you monitor business credit reports in real time.
Reporting Credit
We help you get approved for new credit in your business name that reports to the appropriate business credit reporting agencies, awarding you an exceptional business credit score.
Leverage & Scale
Get approved for store credit with Staples, Lowes, Home Depot, Wal-Mart, Costco, BP, Sam's Club, Dell and more, plus $10,000-limit cards and Visa/MasterCard accounts — backed by our $50,000 guarantee.
Real advisors, sitting on your side of the desk.
Every client is paired with a funding advisor and business credit coach who walks the paperwork line by line — from entity compliance to the final approval call.
What our clients have to say
Business owners who used HBF Source to separate their company credit from their personal file.
“I was able to get a Paydex rating of 80 from Dun & Bradstreet that allowed me to then access larger revolving lines of credit with Macy's, Staples and with Amazon. At the end of about six months I had about 10 different trade lines that allowed me to then make application for Visa and MasterCard of $5,000 and $10,000.”
Robert Lefcort
Great American Credit Repair Company, Boca Raton, FL
“The business credit process that I engaged in with the Business Finance Suite has allowed me to establish my company's corporate credit, expand my business operation, and take my company to the next level.”
Chad Cotton
Straight Line Funding, Carlsbad, CA
“I believe that Business Finance Suite has opened up possibilities for my business in the future that I could never have imagined, and every business owner can benefit from Business Finance Suite.”
Cheryl Risner
Score Restore, Elm Grove, LA