Business Credit

Get business credit that’s not linked to your SSN.

The Business Finance Suite is the interactive online solution for achieving rock-solid business credit — an integrated and automated credit building system built to meet your business funding needs.

Entrepreneur completing a business credit application at her desk

Through our company, you can build a business credit profile and score that is completely separate from your personal credit file. You can build it with no personal credit check, and many creditors will approve you for various types of funding with no personal guarantee — meaning you are not personally liable for business debts held in the name of the business.

Now you can have your normal consumer credit profile plus a business credit profile, which gives you double the borrowing power. Plus you can quickly build business credit, dramatically increasing your available capital.

The Business Finance Suite and Funding Advisor program includes personal business coaching and a $50,000 Business Credit Guarantee.

Free Business Credit Consultation

Enter your information for a no-cost business credit and loan consultation. ($199 value)

No personal credit pull required for inquiry.

What's included

Business Credit

  1. 01Complete 20-point lending compliance check and corporate documentation review to ensure your business exceeds all lender credibility standards.
  2. 02Free Dun & Bradstreet (D&B) profile setup and DUNS number through Dun & Bradstreet.
  3. 03Assist your company in attaining a PAYDEX score of 80+ and set up your business credit and credit score with Equifax Small Business Enterprise.
  4. 04Establish your business credit profile and Intelliscore with Experian Small Business, plus free credit monitoring through Experian Smart Business.
  5. 05The only system fully integrated with Equifax, Experian, and Dun & Bradstreet.
Advisory

Business Consulting

Our business coaches and financing consultants lead clients step-by-step through the maze of business credit and funding solutions.

  1. 01Access to certified business credit coaches who help you get your business credit established so you can be ready and approved for funding.
  2. 02These coaches enable you to build a business credit asset that can be leveraged for future financing opportunities.
  3. 03Unlimited weekday access to a certified business funding advisor offering tailor-made solutions for obtaining business financing.
Funding consultant advising a client from the HBF Source office floor

“We coach every client through the maze — entity setup, trade lines, and the approval call.”

HBF Source Funding Advisors

What our clients have to say

Business owners who used HBF Source to separate their company credit from their personal file.

“I was able to get a Paydex rating of 80 from Dun & Bradstreet that allowed me to then access larger revolving lines of credit with Macy's, Staples and with Amazon. At the end of about six months I had about 10 different trade lines that allowed me to then make application for Visa and MasterCard of $5,000 and $10,000.”

Robert Lefcort

Great American Credit Repair Company, Boca Raton, FL

“The business credit process that I engaged in with the Business Finance Suite has allowed me to establish my company's corporate credit, expand my business operation, and take my company to the next level.”

Chad Cotton

Straight Line Funding, Carlsbad, CA

“I believe that Business Finance Suite has opened up possibilities for my business in the future that I could never have imagined, and every business owner can benefit from Business Finance Suite.”

Cheryl Risner

Score Restore, Elm Grove, LA