Discover how we help you get credit and financing to start and grow.
We help business owners get approved for business credit and access funding, whether they have good or bad personal credit. Our funding and credit suite provides an easy step-by-step system.
Funding Application
We guide you through an online funding application that reveals exactly what lenders are looking for, and help you meet lending criteria to ensure you're approved for the maximum in funding.
Pre-Qualification
Your information is cross-checked against underwriting guidelines for over 2,100 finance institutions and you're pre-qualified for funding programs including credit lines and loans up to $12 million.
Credit Profile Setup
Our certified business credit team helps you obtain your business credit reports and DUNS number directly through our system at no cost — the only system that lets you monitor business credit reports in real time.
Reporting Credit
We help you get approved for new credit in your business name that reports to the appropriate business credit reporting agencies, awarding you an exceptional business credit score.
Leverage & Scale
Get approved for store credit with Staples, Lowes, Home Depot, Wal-Mart, Costco, BP, Sam's Club, Dell and more, plus $10,000-limit cards and Visa/MasterCard accounts — backed by our $50,000 guarantee.
One of the most comprehensive funding suites in the world.
You will have access to thousands of different lenders, hundreds of direct finance sources, and hundreds of thousands of dollars in funding and business credit. Qualify for merchant advances, purchase order and accounts receivable financing, equipment and vehicle leasing, inventory financing, unsecured credit lines, and loans up to $12 million.
Our system is the only one that lets you monitor your business credit reports in real time as you build them, and the only place you can access a DUNS number and Experian Smart Business credit report at no cost.
We back it with a $50,000 guarantee that you will be approved for at least $50,000 in business credit — regardless of your personal credit condition, and in addition to all other funding we help you secure.
Start at Step 1
Discover how much business credit and funding you already qualify for.
No personal credit pull required for inquiry.
What our clients have to say
Business owners who used HBF Source to separate their company credit from their personal file.
“I was able to get a Paydex rating of 80 from Dun & Bradstreet that allowed me to then access larger revolving lines of credit with Macy's, Staples and with Amazon. At the end of about six months I had about 10 different trade lines that allowed me to then make application for Visa and MasterCard of $5,000 and $10,000.”
Robert Lefcort
Great American Credit Repair Company, Boca Raton, FL
“The business credit process that I engaged in with the Business Finance Suite has allowed me to establish my company's corporate credit, expand my business operation, and take my company to the next level.”
Chad Cotton
Straight Line Funding, Carlsbad, CA
“I believe that Business Finance Suite has opened up possibilities for my business in the future that I could never have imagined, and every business owner can benefit from Business Finance Suite.”
Cheryl Risner
Score Restore, Elm Grove, LA